The Charity helps dental students, dentists and their families when they face hardship, supporting those who do not have the funds to pay for some of the normal things in life, ranging from contributions towards food and daily living costs, funds to improve the quality of life for those retired due to ill health, to more specific needs like paying someone’s annual retention fee or indemnity, to help them get back on their feet and into the profession.

When experts were compiling this year’s annual World Happiness Report, they took a number of different variables into account to judge a population’s happiness. GDP per capita, social support, healthy life expectancy, freedom to make life choices, freedom from corruption and generosity were all part of the equation.¹
 

Of all these factors, generosity was consistently recorded to have one of the highest positive affects on the population and to produce the lowest negative overall effect. To evaluate a country’s level of generosity, participants were asked, “Have you donated to charity in the past month?”
 

The UK is, according to these results, the 21^st happiest country in the world.[1] Since the UK Giving Report 2014, 57% of adults in this country are regularly donating to charities – to a sum of around £10.6 billion.[2] So how does giving to those in need correlate to happiness?
 

Research has shown that people who are giving money to charity exhibit heightened brain activity – particularly in the ventral striatum and tegmental parts of our brain. These areas are closely linked to the experience of positivity  and our physiological reward system and the processing of emotional output from the amygdala.[3] What this means is that the act of donation triggers a chemical reaction in our brains that produces a sense of reward and positive emotion. Not only this, but it is well documented that those who regularly give feel healthier both physically and mentally.[4]
 

If giving blindly encourages optimism, imagine how good it would feel knowing that you have helped a fellow colleague, peer or even quite possibly, someone you know. Because the BDA Benevolent Fund has been providing this type of vital support since its establishment in 1882, the team are more than aware of the gratitude felt by all of its beneficiaries.
 

When speaking about the Fund, one recipient, who shall remain anonymous for confidentiality reasons, put this into context: “I treasure every action and gesture from people who have helped me and the children cope with cruelty and hardship. Your help means a great deal to me. I will never forget it.”
 

For others, the work of the Fund and the thanks felt towards dentists who donate is seen as more than a helping hand, it has saved their lives.
 

“To be perfectly honest, before I met the general manager, I was seriously considering suicide. I had a very low opinion of the human race, but your response to me has made me reconsider that there are still some decent human beings after all.”
 

But most of all, the financial support that the BDA Benevolent Fund provides is the answer when all other channels have failed. “Please accept my heartfelt thanks for giving me an emergency grant. I’m truly not sure how I would have managed otherwise.”
 

By offering essential monetary assistance to dentists and their families during difficult or unexpected financial hardships, the Fund helps many dental professionals get their lives back on track. While it may feel good to give, offering a sense of reward and pride in aiding those less fortunate, donating is essentially about one thing – improving the lives of those in need.
 

Before Dr. T needed to take time off work to have life-saving surgery, I bet she’d never considered that one day she’d need financial support from the BDA Benevolent Fund. But after her husband left her and she was struggling to support two young children, the Fund offered assistance in her darkest hour. Now that Dr. T has a monthly grant to cover costs while she is recovering, and a loan to help pay for child-care costs accrued whilst she was in and out of hospital, it is not hard to guess how she feels about the Fund now.
 

For the good work to continue and to change more lives for the better, the Fund needs your donations. Entirely dependant on your generosity, the BDA Benevolent Fund asks for your help to make sure that your colleagues are not left alone in times of personal crisis.

Thank you.

The BDA Benevolent Fund relies on your help to continue its work,
so please contact us on 020 7486 4994 or This email address is being protected from spambots. You need JavaScript enabled to view it.,
or to give a donation today go to www.bdabenevolentfund.org.uk.
 

And if you are in need of help yourself, please contact us now.

All enquiries are considered in confidence.

Registered charity no. 208146

None of us can predict the future, and as a result, life can stop us in our tracks when we least expect it. Whether as a result of lifestyle choices such as smoking, poor diet and physical inactivity, or plain cruel misfortune, life-changing diseases can strike without any warning at all.
 

Dr. R discovered this for herself early last year after having a severe heart attack. She found that suffering from such a serious and unexpected health condition turned her life upside down.
 

Although the heart attack wasn't life threatening, Dr. R was in poor health and struggled with the after effects of undergoing a coronary artery bypass graft. Between recommended rest, implementing lifestyle changes to reduce the risk of reoccurrence and gradually restoring physical fitness, Dr. R had no choice but to take considerable time off work. Sadly, her husband also lost his job at this time and there wasn’t an income to support her husband and two young children; debt inevitably amassed.                                                                                               

Just as Dr. R had started to recover, her husband had a nervous breakdown.
 

Although after several months he managed to recover, he was unable to find employment. Between the responsibility of looking after her husband and children and dealing with the emotional and physical aftermath of her heart attack, Dr. R found it increasingly difficult to cope. When the situation started affecting her daughter with extended periods of depression and poor performance at school, she was unable to continue working as a dentist.

Eventually, her debts forced Dr. R to declare bankruptcy and sell her home. During this process her husband left her and their children and has not provided any financial support since.
 

Cases like this are more common than you think and by working together to provide financial support, the future for dentists like Dr. R – who is now a support teacher in a local school and feels brighter about her prospects – doesn't have to be bleak. Run by dentists for dentists, the BDA Benevolent Fund provides pecuniary support to current and former dentists and their families through all stages of their career and beyond. It relies on the generosity of dentists, dental organisations and companies to continue its work, so your help is critical.

By making a monetary donation or participating in fundraising events you could help a valuable cause. Thanks to the support of the profession, the BDA Benevolent Fund was able to help Dr. R, and who knows, maybe one day the Fund will help you.

The BDA Benevolent Fund relies on your help to continue its work,
so please contact us on 020 7486 4994 or This email address is being protected from spambots. You need JavaScript enabled to view it.,
or to give a donation today go to www.bdabenevolentfund.org.uk.
 

And if you are in need of help yourself, please contact us now.

All enquiries are considered in confidence.

Registered charity no. 208146

The Christmas countdown is upon us, and the boxes on the calendar will be ticked off leading up to the season of fun and festivities. Whilst this is exciting for many, it can be a daunting time for some.

This holiday season, some will struggle to put food on the table and pay their bills, let alone buy presents and indulge in festive treats. Indeed, the number of Britons expected to borrow money for basic living this Christmas could be high as 21%.[i]

The country is also experiencing an increase in the use of food banks, with 2014-2015 statistics showing a 19% rise since last year,[ii] and it is thought that 2,744 are sleeping rough on any one night. [iii] Poverty, perhaps, is closer to home than we thought.

Needing help

Despite advancements in technology and the implementation of ergonomic friendly products within surgeries, work-related illness and injury remains the biggest cause of financial struggle. Figures from 2013/2014 show that 1.2 million working people were affected by this and as a result 28.2 million working days were lost.[iv]

Accidents, bereavement, stress, addiction, marital problems and mental health are other possible factors that unsettle financial stability, impacting everyone from dentists to their dependants, friends and colleagues.

A helping hand

In times of hardship help can come in many forms; a shoulder to lean on can sometimes be enough. But for many, financial aid is required for food and clothing, bills and mortgage payments, nursing home fees and even funeral costs.

Although the Summer Budget 2015 recently made cuts, benefits are still available up to a possible £23,000 in London and £20,000 in the rest of the UK.[v] Yet, research has shown that some people are too embarrassed to seek help and as much as £19 billion in state benefits can go unclaimed each year.[vi]

At some point or another most of us need help, which is why the BDA Benevolent Fund works to provide support to any registered UK dentist in financial need. With help from other professionals, regular donations and gift aid, the Fund provides one-off or regular grants to those who need it most. The difference that this can make at any time, let alone Christmas, is immeasurable.

A donation can help someone in need and make their Christmas worth celebrating.

Thank you.

The BDA Benevolent Fund relies on your help to continue its work,
so please contact us on 020 7486 4994 or This email address is being protected from spambots. You need JavaScript enabled to view it.,
or to give a donation today go to www.bdabenevolentfund.org.uk.
 

And if you are in need of help yourself, please contact us now.

All enquiries are considered in confidence.

Registered charity no. 208146

Every year, the BDA Benevolent Fund helps dentists and their families in times of dire financial need. The case of Dr Smith, whose name has been changed to protect their identity, is an example of just one of the many times the Fund has offered vital monetary assistance to those who need it most.

Early last year Dr Smith, who was then married and had two young children, suffered a series of setbacks which turned his and his family’s life upside down. First of all he was treated for early stage liver cancer which fortunately was found to be operable. However, he suffered severely from the after-effects of the treatment and had to take considerable time off work, eventually leading to him losing his job. This meant the family had no income and were struggling to keep on top of mounting debts. His wife had recently been made redundant and she was finding it very hard to come to terms with this and to find new employment. Dr Smith had just managed to recover enough to return to work himself when the family suffered a further blow: his wife was struck down with a debilitating stroke. Although she managed to recover after several months, she has not been able to find employment since that time.

Dr Smith returned to work for a short period but found it increasingly difficult to cope both mentally and physically with the aftermath of his own illness and looking after his wife and their two children. The situation adversely affected his daughter who started experiencing periods of depression and performed badly at school. Finally, he came to the conclusion that he would be unable to continue working as a dentist and has not practised since. The couple’s debts eventually led to them having to declare bankruptcy and to sell their family home. During this process his wife left him and their children and has not contributed to their support since.

Gradually with financial help from the Ben Fund, Dr Smith was able to get back some sort of normality. The Fund helped him with a regular monthly grant towards living expenses and contributed to the costs of moving house. He was also given some extra support during the summer holidays for the children and help with fuel bills in the winter. Dr Smith is now starting to feel much more positive about his life. He has begun working part-time as a support teacher in a local school and is considering the possibility of training to become a mentor and counsellor. 

The BDA Benevolent Fund relies on your help to continue its work,
so please contact us on 020 7486 4994 or This email address is being protected from spambots. You need JavaScript enabled to view it.,
or to give a donation today go to www.bdabenevolentfund.org.uk.
 

And if you are in need of help yourself, please contact us now.

All enquiries are considered in confidence.

Registered charity no. 208146

According to the World Happiness Report 2015, released earlier this year, the UK is the 21^st happiest country in the world. While, as a country, we fall behind the United States, Australia, the Nordic countries and Switzerland (which is smiling in the number one spot) we contentedly remain in the happiest 20% of the 158 countries that have been included in the study.[1]

A number of different variables are taken into account in order to assess the happiness of a country. These include GDP per capita, social support, healthy life expectancy, freedom to make life choices, freedom from corruption and generosity. Of these, generosity has one of the highest positives affects on people and produces the lowest negative affect overall.  

To evaluate a population’s generosity, participants were asked, “Have you donated to a charity in the past month?” The most recent survey of its kind, the UK Giving Report 2014, found that 57% of adults in this country gave to charitable causes in a typical month – meaning that around 34 million people were extending their financial generosity to people in need to the estimated sum of £10.6 billion.[2] But while this is an encouraging statistic, how does it have an impact on the overall happiness of the country?      

Research has shown that people who are giving money to charity exhibit heightened brain activity – particularly in the ventral striatum and tegmental areas. These areas are closely linked to the experience of positive affect and our physiological reward system and the processing of emotional output from the amygdala.[3] What this means is that giving to a worthwhile cause triggers a chemical reaction in our brains that produces a sense of reward and positive emotion. The same areas of the brain are stimulated when we ourselves are given good news or receive something we want, but studies have shown that giving is the better stimulant, corroborating the common adage that ‘it is better to give than receive.’

It has also been proven that doing good for others can benefit our own mental and physical health[4] as well as being an important, pro-social function that contributes to the overall wellbeing of the country. Of course, while it is nice that being charitable makes us feel better, the impact on the people we are giving to is far more important. Being able to depend on the generosity of our peers is a real indicator of a population’s happiness and will make a real difference for the people who are most in need. Circumstance and chance can too easily force any one of us to the brink of desperation and knowing there is a network of support built on the goodwill of others, who are ready and willing to provide help, is a comforting reality.

Established in 1882, the BDA Benevolent Fund has been providing this type of vital support for decades. By offering essential financial assistance for everyday expenses they can bring much-needed relief to dentists and their families, when all other avenues of income fail.

Depending entirely on your generous donations, the BDA Benevolent Fund needs your continued support to carry on helping dentists and their families when times are tough. Help support your colleagues and donate to the BDA Benevolent Fund today.

Thank you.

The BDA Benevolent Fund relies on your help to continue its work,
so please contact us on 020 7486 4994 or This email address is being protected from spambots. You need JavaScript enabled to view it.,
or to give a donation today go to www.bdabenevolentfund.org.uk.
 

And if you are in need of help yourself, please contact us now.

All enquiries are considered in confidence.

Registered charity no. 208146